Smarter Billing for Group Benefits
Simplify billing. Accurate enrollment. Reduce costs. Build trust.
Carrier invoices are often wrong—retro changes, late eligibility updates, and timing mismatches create endless headaches. Calcura replaces them with accurate, auditable billing calculated directly from enrollment data. Retro rules, wash rules, and adjustments are applied automatically, so the numbers line up every time.
Why Billing Breaks Down
Traditional carrier invoicing creates uncertainty:
- Employers spend hours reconciling mismatched reports.
- Brokers chase down corrections and credits.
- Carriers face high technology fees and unreliable enrollment feeds.
What should be a simple process—billing—becomes the least trusted part of the benefits experience.
The Calcura Difference
Calcura makes billing the source of truth. Premiums are calculated directly from enrollment data, with adjustments applied automatically. Every month closes with clean, audit-ready reports—no surprises at renewal, no last-minute scrambles.
Whether you’re a carrier, employer, or HCM partner, Calcura gives you the confidence that every bill is right, every time.
How It Works?
Employers upload one census file—or feed data from their HCM.
Calcura applies carrier rules, retro logic, and wash rules.
A single consolidated report is produced—accurate, transparent, and auditable.
The result?
Billing becomes simple, consistent, and trusted.
Designed for Everyone in the Ecosystem
Carriers
eliminate costly feeds, gain reliable data, and deliver one accurate invoice each month.
Employers
stop chasing down errors and gain confidence in every payment.
HCM & Finance Teams
save hours with proactive audits, clean reporting, and seamless integrations.
Why Choose Calcura?
Calcura isn’t just another reconciliation tool—it’s a smarter way to bill. By aligning directly with enrollment data, it removes the guesswork, reduces costs, and strengthens trust across carriers, employers, and brokers.
- Accurate enrollment.
- Accurate billing.
- Confident clients.